Land Loan FAQs, that is AgAmerica Lending, look for responses by Topic

Land Loan FAQs, that is AgAmerica Lending, look for responses by Topic

1. Where is AgAmerica found and where would you make loans?

AgAmerica has two headquarters based in Lakeland, Florida and Boise, Idaho. Our company is a brand that is national can provide throughout the united states of america.

2. What’s the way that is best to make contact with AgAmerica to speak about my economic objectives?

We’d like to speak, talk, email, or meet with you face to face – whichever form is many comfortable for you personally. You can easily give us a call Monday-Friday 8am-5pm EST or content us at info@agamerica.com.

3. Can AgAmerica make use of foreign nationals on loan packages?

Unfortunately perhaps maybe not at the moment. AgAmerica services america and us residents or permanent aliens that are resident.

Agricultural Loans and Farm Financing Tools. 1. Just how long are your terms for funding land?

AgAmerica’s unique spectral range of land loan items have terms (lengths) which range from 1. 5 years to three decades. As the terms that are specific by item, you could have self- self- confidence that each loan package is custom-built with our client’s monetary objectives in your mind. Many factors influence the regards to your possible loan package; most importantly are your motivations and priorities. Our borrowers typically be eligible for a one or more of our lending programs, and also the items they choose are eventually their choices.

2. Can I have a loan utilizing my land as security?

Positively. Quite often, your many asset that is valuable the very land your procedure sits on. It means to be a farmer, rancher, or timberland owner whether it’s been in the family for generations or the beginning of a legacy all your own, land is at the heart of everything. Additionally represents a prime bit of security once you make an application for a land loan that is agricultural. To clean up about how to make use of your property as security whenever you submit an application for a land loan, click the link.

If you’re currently an ag land owner, utilizing the equity you curently have in your land creates a way to refinance short-term and intermediate financial obligation (like equipment financial obligation). Each year in some cases, we’ve been able to lower our clients’ monthly interest payments by over 50%, saving them thousands.

3. Does AgAmerica provide loans for searching land?

We yes do. Whether you’re a hunter, hiker, angler, bird watcher, or conservationist, AgAmerica can fund your leisure land purchase with personalized 1. 5 years to 30-year terms to help you enjoy your searching home now, as well as years to come. Find out more about our Recreational Land Loan system and review its parameters.

4. Are AgAmerica land loans for farmers only?

No. AgAmerica’s land loans are for anybody thinking about purchasing or refinance 25 or maybe more acres of agricultural-zoned land. AgAmerica can fund agricultural farm and ranch properties, citrus grove conversions, rural house estates, leisure land, as well as natural land parcels. Our land loans will allow you to lessen your annual payments, expand your procedure, buy more land, or recover from a year that is previous. Find out more about just exactly how we’ve changed the real method today’s ag land owners finance their hopes and dreams.

5. Just how do I get started land that is financing?

We like it whenever our clients result in the first call. You can contact us one of two ways when you’re ready to take that first step in applying for a land loan:

  1. Give us a call Monday-Friday, 8am-5pm EST at 1.855.898.2265
  2. Fill in our easy loan demand type right right here.

Our land loan professionals will walk you through the method and talk about your economic goals and lending needs. Install & finish our Initial Land Loan Inquiry form – we’ll review it throughout the consultation call that is initial.

6. What type of loans can be obtained to get land?

We recognize that there isn’t any “one-size-fits-all” approach when it comes to land lending. That’s why we bespoke build land loan packages to help you reach your economic objectives. These packages consist of 10-year interest-only personal lines of credit, 30-year term loans, and also bridge loans. Explore most of our land loan choices.

Land Loan needs and Lending Process. 1. What’s the most readily useful AgAmerica system for me personally?

It is possible to rely on a consultation that is thorough our loan officers who’ll evaluate your specific economic objectives and build you a customized loan package to generally meet your preferences. We never have a one-size-fits all approach. Plus there’s no price for a preliminary underwriting assessment that is in-house.

2. Can AgAmerica help me to through the documents procedure?

Positively we could. Our product sales and underwriting groups are prepared to assist and will work alongside your CPA or adviser that is financial help this procedure.

3. Are AgAmerica land loans for farmers only?

No. AgAmerica’s land loans are for anybody thinking about purchasing or refinance 25 or maybe more acres of agricultural-zoned land. AgAmerica can finance agricultural farm and ranch properties, citrus grove conversions, rural house estates, leisure land, and also natural land parcels. Our land loans can help you lower your yearly re payments, expand your procedure, buy more land, or get over a year that is previous. Find out about exactly exactly how we’ve changed the real method today’s ag land owners finance their hopes and dreams.

4. Are AgAmerica land loans for farmers just?

No. AgAmerica’s land loans are for anyone thinking about purchasing or refinance 25 or higher acres of agricultural-zoned land. AgAmerica can fund farm that is agricultural ranch properties, citrus grove conversions, rural house estates, leisure land, and also natural land parcels. Our land loans will allow you to lower your annual re re payments, expand your operation, purchase more land, or get over a year that is previous. Find out more about just how we’ve changed the real means today’s ag land owners finance their hopes and dreams.

5. Can you have a credit score requirement that is minimum?

Yes, AgAmerica’s minimum credit score is 680, but exceptions could be made on a basis that is case-by-case. Provide us with a call and we’ll talk you through our loan system parameters.

6. Does AgAmerica offer 100% financing?

No, just like other loan providers AgAmerica does not provide 100% financing. On a first home loan, we lend as much as 75per cent in line with the value of your security property.

7. How can I be eligible for a farm loan?

You will find four skills you have to fulfill to be eligible for a land loan with AgAmerica.

After being confirmed as that loan candidate, you’re ready to schedule a session with this land loan experts. Browse our Loan Eligibility Verification web page to begin with.

Make an ACH Payment for a Farm Loan. 1. How do you enlist so I don’t need certainly to keep re-entering my bank information for future payments?

A One-Time Payment as a Guest”, the confirmation page will list three options after submitting your payment following the steps for“Make. You are able to register With your information that is current to Residence, or Logout. Click “Enroll With Your present Information” to continue with enrolling and developing a login.

2. I didn’t have the Activation e-mail when I enrolled.

Please always check your “spam” or “junk” mail. In the event that email nevertheless is not situated, we shall deliver you another activation email. Please contact servicing by email or phone for support.

3. We enrolled I am not able to log in after I made my payment, but.

Look at your e-mail after your payment that is first and in the “Activate your Account” link. You will have to trigger your bank Account so that you can sign in.

4. The “Activate your Account” link not any longer works in my own e-mail.

The hyperlink has expired. Please contact AgAmerica Servicing by e-mail or phone and we will give you an activation email that is new.

5. I will be locked away from my Login account.

Please contact AgAmerica Servicing by email or phone.

6. How can I put up Auto-Pay?

As soon as you enroll as a person, you will have the choice to create Auto-Pay. The Auto-Pay choice is on the webpage when you look at the column regarding the right-hand region of the display. The Auto-Pay choice shall never be noticeable before you have actually produced a free account and logged back.

9. Just exactly What do i really do if we forgot my password?

Make use of the “Forgot your Login ID? ” link in the Login website and you also shall be emailed these records. You may additionally email Servicing@AgAmerica.com or phone

10. I make the payment for each loan if I have more than one loan number how do?

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It’s preferred for a sign in and Password become founded for every single loan number. Nevertheless, you may combine each loan payment under one join but a remark needs to be manufactured in the Payment Instructions package as to just how the funds should really be distributed to every loan quantity.

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