At Legacy Auto Credit, we focus on rebuilding our customer’s credit through low-interest auto loans.
In case your credit is preventing you against engaging in a dependable car, guide a totally free assessment with certainly one of our credit specialists to begin with!
Boost your Credit History. Why Is Us Various
Our objective is always to transform our clients’ monetary life by increasing their credit ratings, allowing loan providers and credit card issuers to take into account them low-risk. We accomplish that goal through getting our consumers into the right car to restore their credit history.
Legacy Car Credit provides:
- Low-kilometre cars, in order to drive a vehicle that is reliable make low re re payments
- Industry-leading car loan prices — we’ll never charge you 20-30% prices like many creditors
- 2-5 12 months term choices
- Reports to Equifax, to make sure that your credit rating improves within the term
- Detailed intends to allow you to reconstruct your credit
- Partnerships with dealer teams, to offer a selection that is large of to satisfy your preferences
- Professional staff to simply help with debt-restructuring through proposals and bankruptcy
- Multi-point automobile inspections, in lowering the opportunity of unforeseen fix expenses
- 30 Exchange day
- Free Distribution
Apply On Line
Our effortless credit application will obtain the process began with certainly one of our Credit and Finance Advisors.
Our consultative method of funding will make suggestions through the credit rebuilding procedure which help you reconstruct your credit with a car loan.
After your approval, it is possible to drive away in your vehicle that day if you’d like! By way of our super easy procedure, we’ll allow you to get approved and driving right away, you want through rebuilding your credit so you can get back to living the life.
Our Company Is The Lender. Meet The Team. Exchange Privilege
We’re an in-house funding company that lends our very own cash, and that makes us various.
At legacy Auto Credit you’ll select who works for you personally. Our non payment Credit and Finance Advisors can get you approved and explain to you automobile choices
Whom knew vehicles had been like pizza. You will get our low price in household financing anywhere in Ontario and never have to leave your property.
We’re you’ll that is sure satisfied with your brand-new purchase, however in situation you’re not just take it back* and we’ll allow you to trade it for the right choice. (*Some exceptions use)
Find out more about auto finance, bad credit auto loans, credit recommendations & tricks, DIY in addition to latest in automotive news.
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Testimonials. Our company is devoted to causing you to a customer that is long-lasting buddy.
We had a great experience coping with Vic, and legacy car credit. Assisting us comprehend exactly just how credit file work and exactly how to enhance it, making us feel confident!
Victor ended up being amazing! He had been really thorough explain every thing we necessary to know and responded any concerns that I had. He definitely went far beyond to have me personally another car. I’d strongly recommend likely to see him if you’re interested in another automobile.
Vic had been great in getting me vehicle that I favor and it is dependable. If i possibly could offer a lot more than 5 movie stars i might, he worked well with my income too!
Vic was amazing to manage exceptional interaction through the process that is entire. Stepped me step-by-step placing me personally in to a motor vehicle that was suitable for me! Thank you for your assistance
Undoubtedly the most readily useful experience ive had purchasing a car or truck had been out of this spot! Everyone is extremely helpfulf! Vic had been great with interaction and maintaining us as much as date regarding the procedure and got us automobile we wanted quickly without dilemmas! Would definitely return once again
Am I able to obtain auto loan after having a repossession?
Yes, at Legacy Auto Credit we realize that a repossession is often the consequence of an uncontrollable occasion or situation. A number of our consumers experienced a repossession that is previous is likely to be coming back their car to the bank whenever filing a bankruptcy or customer proposition.
Will this assist me personally build my credit?
Yes, if you create your repayments on time. Legacy Auto Credit reports your re re payment history to Equifax month-to-month. In the long run with on time payments your rating will increase.
What’s In-House Financing/Leasing? Just imagine if i’ve been turned straight straight down before?
At Legacy Auto Credit we provide In-House Financing/Leasing. This implies you pay us back that we provide the funds and then. We could glance at your credit situation for a individual degree and determine your capability which will make re payments even although you have actually bad credit. We result in the decision that is final the approval which leads to more approvals and better prices. Our rates of interest for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand new vehicles.
We come across people which have been formerly rejected because of a few reasons which may have included, bad re re re payment history, maybe maybe maybe not the full time at work, an excessive amount of debt and income that is non-garnishable. With your In-House system we examine your earnings, costs and debts that might be inducing the change downs and supply you with approaches to get you driving and rebuilding your credit.
I still qualify if I have filed a bankruptcy or consumer proposal, can?
Yes, at Legacy car Credit our In-House system is made for consumer and bankruptcy proposition clients. You can still qualify for our low rate in-house program if you are about to file or have already filed and are not discharged. We make use of a few trustees whom see you to succeed in rebuilding your credit that we truly offer low rates and want. If you should be going to file we shall use you to definitely secure an automobile before filing to enable you to be confident in coming back your overall car which includes way too much negative equity, has way too high of repayment or does not suite your requirements any longer. We additionally report your repayments to Equifax which can https://pdqtitleloans.com only help re-establish your credit rating.
Did not see just what you had been in search of?
Our work would be to assist people who have bad credit get automobile financing at a high price point in accordance with prices they are able to manage.
Irrespective of your circumstances, it is worth trying and talking to certainly one of our credit professionals.
Don’t allow credit that is poor in the form of residing a significantly better life.